Our comprehensive planning process is designed to build confidence in your financial future that enables you to pursue your life’s passions and achieve your vision of the future. Using our sophisticated E-Money planning software, we are able to provide you with an in-depth planning experience that helps create a roadmap to help achieve your goals.
Step 1 – Starting the conversation
During our discovery conversations, we uncover your values, going beyond your money to explore the human side of what you're trying to accomplish. Our comprehensive evaluation includes understanding your risk tolerance, dreams and priorities, retirement goals, estate investment planning needs, risk management and insurance needs. This in-depth discovery allows us to understand your total wealth management needs.
Step 2 – Learning about your situation
The next step is for us to consider your financial situation and analyze the details you have provided, including reviewing your assets, liabilities, and other financial information so we can get a clear understanding of where you in your financial journey.
Step 3 – Creating your customized plan
Next, we employ our E-Money planning software to help create your strategic asset allocation and investment strategy. We'll also create coordinated wealth management strategies to consider your life and retirement goals, assets, liabilities, cash-flow requirements, levels of acceptable investment risk and asset allocation strategies.
Because your wealth management plan may cover many different areas and multiple generations of family members, we may also coordinate with your other professional advisors.
When you have reviewed your plan and are ready to proceed, we will complete the paperwork, account applications, asset titling and asset transfers to enable us to implement your plan.
Step 4 – Timely review of your plan
Our personal approach, timely communication and high level of client service means we are here for you and can talk through any necessary adjustments to your strategy.
We review your plan and can evaluate investment results based on your goals, so you’ll always be able to easily answer the question, ”How am I doing?”
Our process will help keep you on track so you will always be able to easily answer the question, “Am I on track?"
IMPORTANT: The projections or other information generated by eMoney regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.